A New Year is upon us, and that means it’s time to make that list of New Year’s Resolutions. We will pledge to eat less, exercise more, spend less, save more and, of course (my favorite), go to church/pray/read the Bible more. Typically, January is a time to be introspective and explore ways in which we can improve ourselves. Fitness and weight-loss centers love this time of the year, as ...

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